Modern Benefits Insurance Services was formed specifically to leverage the very best
of these new consumer-driven health plans to produce health insurance arrangements that are simple, affordable, and effective.
With HSAs, consumers and business owners can finally take control of their health care AND the means to finance it.
Doug Roffmann, owner of Modern Benefits Insurance Services, is one of only two Advanced Chartered Benefits Consultants
(ACBCs) in northern California, and one of only five in the state. Since he is not tied to decades-old philosophies about
how people should own health insurance, he is one of the few who is passionate about reducing insurance premiums and providing
clients with a sound plan of health coverage that benefits THEM, instead of the insurance companies.